Carta runs your cap table. OwnershipFlow decides what goes on it.
Before you sign the term sheet, before you file the 409A, before the employee grant lands — model the decision. Carta is your system of record. We're your decision layer. Different jobs. Same cap table.
No card · Keep Carta · Your documents never train a model
You don't leave Carta. You add OwnershipFlow where Carta stops.
Carta was built for the company you already are. OwnershipFlow is built for the decisions you make before you become that company. Founders run both.
Decide before the cap table locks in.
Term sheet clause analysis, SAFE conversion modeling, exit waterfall at four exits, 9-factor co-founder split. Decisions you make once, and then Carta records them.
Free at the founder stage.
Carta's pricing makes sense post-Series A. Before you raise, OwnershipFlow is free. Spark plan covers founder split, vesting, snapshot, portfolio — zero dollars.
No AI guessing. Deterministic.
Extraction and grading are code, not a language model. You could audit the logic. Your documents don't train anyone's model — not ours, not a vendor's.
Where Carta wins, where we win, where nobody should bother.
Honest comparison. We win on pre-decision modeling. Carta wins on post-raise system of record. There's no overlap in what you use each for at the moment that matters.
Last verified against public information on the competitor's website, Q2 2026. The table shows what OwnershipFlow does — pair with Carta for cap-table administration, 409A valuations, and employee equity.
Three steps. Fifteen minutes. You keep Carta.
You're not switching off Carta. You're adding OwnershipFlow for the decisions Carta doesn't help you make.
Spark plan. No card.
Create a workspace. Load your founders, current cap table snapshot, and any SAFEs outstanding. Fifteen minutes, once.
Upload a term sheet or model a SAFE conversion.
Deal Intelligence grades twelve clauses. SAFE Modeling converts every instrument at the next priced round. Scenario Simulator runs four exit waterfalls.
When the round closes, Carta records it.
Export the post-round cap table from OwnershipFlow. Carta becomes the system of record. OwnershipFlow stays for the next decision.